Reasons That Cause Delays In Car Accident Claim

Why Your Car Accident Claim May Be Delayed and What You Can Do About It
Why Your Car Accident Claim May Be Delayed and What You Can Do About It

After a car accident, victims often have to go through expensive medical bills and other financial burdens to manage while recovering at the same time. Unfortunately, it leads to stress for both the victim and the family. 

Car insurance companies will always look for ways to deny or devalue your claim. One of the most used tactics is offering victims to accept low ball offers, which delay the claiming process. These companies know that the longer the time they take, the more likely the victim would accept the low ball offer. Therefore, you should hire Palmdale Lancaster car accident lawyers who will help you claim compensation quickly. 

Reasons that cause delays in car accident claim

There are certain things that insurance companies do to delay the claiming process. They may take forever to call you back. Many reasons can cause delays in car accident claims which are mentioned below.

  1. Severity of injuries

It is one of the significant factors determining how much time it will take to reach a settlement depending on the severity of the injuries. If the damages are substantial, it may take several months or longer to reach the Maximum Medical Improvement (MMI) point. Below are some of the most severe injuries that require longer medical care and time to heal.

  • Back injuries
  • Skull fractures
  • Spinal cord injuries
  • Concussions and brain injuries
  • Paralysis
  • Disfigurement 
  1. The complexity of the case

The more complex the car accident case is, the longer it will take to solve the case and reach an agreeable settlement. It is tough to determine liability in a chain-reaction car accident because multiple liable parties are involved in the case.

Your attorney and the insurance company will investigate the case thoroughly to determine the cause of the accident. Some of the complicated cases of car crashes are mentioned below.

  • Multiple vehicles
  • Rollover crashes
  • Accidents involving government-issued vehicles
  • Wrong-way crashes
  • Crashes with a drunk driver
  • Commercial truck accidents
  1. Settlement negotiations

The initial offers from the insurance company will be very low from the actual value of the claim. Your attorney will have experience in this kind of situation, and they will likely refuse the offer and propose a better one.

  1. Insurance company delays

Most of the time, insurance companies are responsible for delaying the settlement. The priority of the companies is to make a profit which is not paying a considerable amount to their policyholders. In some insurance companies, if they find out that you have liability for the crash, you will not get compensation.